/* =====================================================================
   DGC Finance — application form
   Loaded after main.css and reuses its design tokens. Editorial layout,
   hairline rules, no cards, no icons.
   ===================================================================== */

:root{
  --danger:#A3222B;
  --danger-tint:#FBF2F2;
  --ok:#1E6B45;
  --ok-tint:#F1F7F3;
}

/* =========================== PAGE FRAME =========================== */
.apply-narrow{max-width:900px;margin:0 auto}

.apply-head{
  background:var(--bg-alt);
  border-bottom:1px solid var(--border);
  padding:56px 0 44px;
}
.apply-lede{font-size:17.5px;line-height:1.7;color:var(--muted);max-width:660px;margin:0}

.apply-meta{
  display:flex;flex-wrap:wrap;gap:14px 44px;
  margin-top:30px;padding-top:24px;
  border-top:1px solid var(--border);
  font-family:var(--font-ui);font-size:11px;font-weight:600;
  letter-spacing:.1em;text-transform:uppercase;color:var(--muted);
}
.apply-meta strong{
  display:block;font-family:var(--font-head);font-size:21px;
  letter-spacing:0;text-transform:none;color:var(--brand-dark);margin-bottom:2px;
}

.apply-h2{font-size:23px;margin:44px 0 16px}
.apply-actions{margin:36px 0 0}

/* =========================== PROGRESS =========================== */
.progress{height:3px;background:var(--border);overflow:hidden}
.progress span{display:block;height:100%;background:var(--accent);transition:width .25s ease}
.progress__label{
  font-family:var(--font-ui);font-size:10.5px;font-weight:600;
  letter-spacing:.12em;text-transform:uppercase;color:var(--muted);
  margin:10px 0 34px;
}

/* =========================== ALERTS =========================== */
.alert{
  border-left:3px solid;
  padding:18px 22px;
  margin:0 0 34px;
  font-size:14.5px;
  line-height:1.6;
}
.alert ul{margin:10px 0 0;padding-left:20px}
.alert li{margin-bottom:6px}
.alert li:last-child{margin-bottom:0}
.alert--error{background:var(--danger-tint);border-color:var(--danger);color:#7C1A21}
.alert--ok{background:var(--ok-tint);border-color:var(--ok);color:#14512F}

/* =========================== SECTIONS =========================== */
.form-section{
  border-top:1px solid var(--border);
  padding:46px 0 10px;
}
.form-section__head{max-width:660px;margin-bottom:26px}
.form-section__num{
  display:block;font-family:var(--font-ui);font-size:10px;font-weight:700;
  letter-spacing:.18em;text-transform:uppercase;color:var(--accent-dark);
  margin-bottom:10px;
}
.form-section__head h2{font-size:23px;margin:0 0 6px}
.form-section__head p{font-size:15px;color:var(--muted);margin:0}

/* =========================== TIP BOX =========================== */
.tip-box{
  border-left:3px solid var(--accent);
  background:var(--bg-alt);
  padding:18px 24px;
  margin:0 0 32px;
  max-width:780px;
}
.tip-box__title{
  font-family:var(--font-ui);font-size:10px;font-weight:700;
  letter-spacing:.16em;text-transform:uppercase;color:var(--accent-dark);
  margin:0 0 9px;
}
.tip-box ul{margin:0;padding-left:18px}
.tip-box li{font-size:14.5px;color:var(--muted);line-height:1.6;margin-bottom:6px}
.tip-box li:last-child{margin-bottom:0}

/* =========================== FIELDS =========================== */
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:26px 30px;max-width:820px}
.field--full{grid-column:1 / -1}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:26px 30px}
.field{min-width:0}

.field__top{display:flex;align-items:center;gap:8px;margin-bottom:8px;min-height:16px}
.field label{
  font-family:var(--font-ui);font-size:10.5px;font-weight:700;
  letter-spacing:.09em;text-transform:uppercase;color:var(--brand-dark);
  margin:0;line-height:1.4;
}
.req{color:var(--danger);font-weight:700}

.field input[type="text"],
.field input[type="email"],
.field input[type="tel"],
.field input[type="number"],
.field input[type="month"],
.field select,
.field textarea{
  width:100%;
  padding:12px 14px;
  border:1px solid var(--border);
  border-radius:2px;
  background:#fff;
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.5;
  color:var(--text);
  transition:border-color .15s ease,box-shadow .15s ease,background-color .15s ease;
}
.field select{
  appearance:none;
  -webkit-appearance:none;
  padding-right:40px;
  background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' fill='none' stroke='%235A6B7B' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat:no-repeat;
  background-position:right 15px center;
  cursor:pointer;
}
.field textarea{resize:vertical;min-height:96px}
.field input[readonly]{
  background:var(--bg-alt);
  color:var(--muted);
  font-family:var(--font-head);
  font-weight:700;
  cursor:default;
}
.field input:focus,
.field select:focus,
.field textarea:focus{
  outline:none;
  border-color:var(--brand);
  box-shadow:0 0 0 3px rgba(18,58,99,.12);
}
.field input::placeholder,
.field textarea::placeholder{color:#9AA5B1}

.field__hint{font-size:12.5px;color:var(--muted);margin:7px 0 0;line-height:1.55}
.field__error{font-size:12.5px;font-weight:600;color:var(--danger);margin:7px 0 0;line-height:1.5}

.field.has-error input,
.field.has-error select,
.field.has-error textarea{
  border-color:var(--danger);
  background:var(--danger-tint);
}

/* =========================== CHOICES =========================== */
.choice{
  display:flex;
  align-items:flex-start;
  gap:11px;
  font-size:15px;
  line-height:1.55;
  color:var(--text);
  cursor:pointer;
  margin:0;
}
.choice input[type="checkbox"],
.choice input[type="radio"]{
  width:17px;height:17px;
  flex:0 0 17px;
  margin:3px 0 0;
  accent-color:var(--brand);
  cursor:pointer;
}
.choice--block{
  display:flex;
  padding:14px 0;
  border-top:1px solid var(--border);
  font-size:14.5px;
}
.declarations .choice--block:first-child{border-top:0;padding-top:0}

.check-grid{display:grid;grid-template-columns:1fr 1fr;gap:11px 26px;margin-top:4px}
.radio-list{display:flex;flex-wrap:wrap;gap:12px 30px;margin-top:4px}
.radio-list--stacked{flex-direction:column;gap:12px}

/* =========================== TIP BUTTON =========================== */
.tip{
  position:relative;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  width:16px;height:16px;
  flex:0 0 16px;
  padding:0;
  border:1px solid var(--border);
  border-radius:50%;
  background:#fff;
  color:var(--muted);
  font-family:var(--font-ui);
  font-size:9.5px;
  font-weight:700;
  line-height:1;
  cursor:pointer;
  transition:border-color .15s ease,color .15s ease;
}
.tip:hover,.tip:focus{color:var(--brand);border-color:var(--brand);outline:none}
.tip::after{
  content:attr(data-tip);
  position:absolute;
  left:50%;
  bottom:calc(100% + 9px);
  transform:translateX(-50%) translateY(3px);
  width:252px;
  padding:11px 13px;
  border-radius:2px;
  background:var(--brand-deep);
  color:#fff;
  font-family:var(--font-body);
  font-size:12.5px;
  font-weight:400;
  letter-spacing:0;
  text-transform:none;
  line-height:1.55;
  text-align:left;
  white-space:normal;
  opacity:0;
  visibility:hidden;
  pointer-events:none;
  transition:opacity .15s ease,transform .15s ease;
  z-index:30;
}
.tip:hover::after,
.tip:focus::after,
.tip.is-open::after{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}

/* =========================== UPLOAD =========================== */
.upload{
  border:1px dashed var(--border);
  background:#fff;
  padding:16px 18px;
}
.upload input[type="file"]{
  width:100%;
  font-family:var(--font-body);
  font-size:13.5px;
  color:var(--muted);
}
.upload input[type="file"]::file-selector-button{
  font-family:var(--font-ui);
  font-size:11px;
  font-weight:700;
  letter-spacing:.06em;
  text-transform:uppercase;
  color:var(--brand);
  background:var(--bg-alt);
  border:1px solid var(--border);
  border-radius:2px;
  padding:8px 14px;
  margin-right:12px;
  cursor:pointer;
}
.upload__hint{font-size:12.5px;color:var(--muted);margin:9px 0 0;line-height:1.5}
.upload__name{font-size:12.5px;font-weight:600;color:var(--brand);margin:7px 0 0}
.upload__name:empty{display:none}

.connect-note{
  border-left:3px solid var(--brand);
  background:var(--bg-alt);
  padding:16px 22px;
  font-size:14.5px;
  color:var(--muted);
  line-height:1.65;
}
.connect-note p{margin:0}

/* =========================== CALCULATION =========================== */
.calc{
  grid-column:1 / -1;
  background:var(--bg-alt);
  border:1px solid var(--border);
  padding:22px 26px;
  margin-top:4px;
}
.calc__title,
.calc__label{
  font-family:var(--font-ui);font-size:10px;font-weight:700;
  letter-spacing:.16em;text-transform:uppercase;color:var(--accent-dark);
  margin:0 0 14px;
}
.calc__row{
  display:flex;
  align-items:baseline;
  justify-content:space-between;
  gap:24px;
  padding:10px 0;
  border-bottom:1px solid var(--border);
  font-size:14.5px;
  color:var(--muted);
}
.calc__row:last-of-type{border-bottom:0}
.calc__row strong{
  font-family:var(--font-head);
  font-size:15.5px;
  color:var(--brand-dark);
  white-space:nowrap;
}
.calc__row--key{padding:13px 0}
.calc__row--key span{color:var(--brand-dark);font-weight:600}
.calc__row--key strong{font-size:19px;color:var(--brand)}
.calc__note{font-size:12px;color:var(--muted);margin:16px 0 0;line-height:1.55}

/* =========================== ACTIONS =========================== */
.form-actions{
  display:flex;
  align-items:center;
  gap:28px;
  flex-wrap:wrap;
  border-top:1px solid var(--border);
  margin-top:44px;
  padding-top:30px;
}
.form-actions__note{font-size:13px;color:var(--muted);margin:0;max-width:430px;line-height:1.6}
.btn[disabled]{opacity:.6;cursor:not-allowed}

/* =========================== UTILITY =========================== */
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.is-hidden{display:none !important}

/* =========================== RESPONSIVE =========================== */
@media (max-width:760px){
  .apply-head{padding:40px 0 32px}
  .apply-meta{gap:16px 32px}
  .apply-meta strong{font-size:18px}
  .field-grid,
  .grid-2,
  .check-grid{grid-template-columns:1fr}
  .form-section{padding:36px 0 6px}
  .form-section__head h2,
  .apply-h2{font-size:20px}
  .calc{padding:18px 18px}
  .calc__row{font-size:13.5px}
  .calc__row strong{font-size:14.5px}
  .tip::after{
    left:auto;right:-10px;
    transform:translateY(3px) translateX(0);
    width:220px;
  }
  .tip:hover::after,
  .tip:focus::after,
  .tip.is-open::after{transform:translateY(0)}
  .form-actions .btn{width:100%}
}