:root{
  --max:1080px;
  --font-body:'Open Sans','Segoe UI',Arial,sans-serif;
  --font-head:'Merriweather',Georgia,'Times New Roman',serif;
  --font-ui:'Montserrat','Segoe UI',Arial,sans-serif;

  --brand:#123A63;
  --brand-dark:#0B2540;
  --brand-deep:#081B2F;
  --accent:#C9A227;
  --accent-dark:#9C7C15;
  --bg:#FFFFFF;
  --bg-alt:#F4F7FA;
  --text:#1F2933;
  --muted:#5A6B7B;
  --border:#DDE5ED;
  --on-deep:rgba(255,255,255,.78);
}

*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:var(--font-body);
  font-size:17px;
  line-height:1.72;
  color:var(--text);
  background:var(--bg);
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3{font-family:var(--font-head);font-weight:700;line-height:1.3;color:var(--brand-dark);margin:0}
h1{font-size:40px;letter-spacing:-.3px}
h2{font-size:28px}
h3{font-size:18px}
p{margin:0 0 20px}
p:last-child{margin-bottom:0}
a{color:var(--brand)}
img{max-width:100%;display:block}
strong{font-weight:600;color:var(--brand-dark)}

.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.section{padding:76px 0}
.section--alt{background:var(--bg-alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.section--tight{padding:56px 0}

.label{
  font-family:var(--font-ui);font-size:11px;font-weight:700;
  letter-spacing:.18em;text-transform:uppercase;color:var(--accent-dark);
  margin:0 0 14px;
}

.btn{
  display:inline-flex;align-items:center;justify-content:center;
  font-family:var(--font-ui);font-size:12.5px;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;
  padding:15px 28px;border-radius:2px;border:2px solid transparent;
  cursor:pointer;text-decoration:none;
  transition:background-color .18s ease,color .18s ease,border-color .18s ease;
}
.btn:hover{text-decoration:none}
.btn--primary{background:var(--brand);color:#fff;border-color:var(--brand)}
.btn--primary:hover{background:var(--brand-dark);border-color:var(--brand-dark)}
.btn--ghost{background:transparent;color:var(--brand);border-color:var(--brand)}
.btn--ghost:hover{background:var(--brand);color:#fff}
.btn--light{background:#fff;color:var(--brand);border-color:#fff}
.btn--light:hover{background:transparent;color:#fff}
.btn--outline-light{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}
.btn--outline-light:hover{background:#fff;color:var(--brand);border-color:#fff}

.util{background:var(--brand-deep);color:var(--on-deep);font-size:12.5px}
.util__row{display:flex;align-items:center;justify-content:space-between;min-height:42px;gap:20px}
.util__list{display:flex;gap:26px;list-style:none;margin:0;padding:0}
.util__link{display:flex;align-items:center;gap:8px;color:#fff;font-weight:600}
.util__link:hover{color:var(--accent);text-decoration:none}

.header{background:#fff;border-bottom:1px solid var(--border);position:sticky;top:0;z-index:60}
.header__row{display:flex;align-items:center;justify-content:space-between;min-height:80px;gap:24px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo:hover{text-decoration:none}
.logo__mark{width:40px;height:40px;flex:0 0 40px}
.logo__text{display:flex;flex-direction:column;line-height:1.15}
.logo__name{font-family:var(--font-head);font-weight:700;font-size:19px;color:var(--brand-dark)}
.logo__tag{font-family:var(--font-ui);font-size:9.5px;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--muted)}
.nav{display:flex;align-items:center;gap:32px;list-style:none;margin:0;padding:0}
.nav a{
  font-family:var(--font-ui);font-size:12px;font-weight:600;letter-spacing:.06em;
  text-transform:uppercase;color:var(--text);padding:6px 0;border-bottom:2px solid transparent;
}
.nav a:hover{color:var(--brand);border-bottom-color:var(--accent);text-decoration:none}
.header__actions{display:flex;align-items:center;gap:22px}
.header__contact{
  font-family:var(--font-ui);font-size:11px;font-weight:700;
  letter-spacing:.12em;text-transform:uppercase;color:var(--muted);
  border-bottom:1px solid transparent;padding-bottom:2px;
}
.header__contact:hover{color:var(--brand);border-bottom-color:var(--accent);text-decoration:none}

.hero{padding:84px 0 68px;border-bottom:1px solid var(--border)}
.hero__inner{max-width:760px}
.hero h1{margin-bottom:26px}
.hero__body{font-size:19px;line-height:1.7;color:var(--muted);max-width:620px}
.hero__actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap;margin-top:34px}
.hero__fine{font-family:var(--font-ui);font-size:11.5px;letter-spacing:.05em;color:var(--muted);margin:26px 0 0}

.split{display:grid;grid-template-columns:268px 1fr;gap:56px;align-items:start}
.split__aside{position:sticky;top:104px}
.split__aside h2{font-size:23px;line-height:1.35}
.split__aside .rule{height:2px;width:44px;background:var(--accent);border:0;margin:0 0 20px}
.prose{max-width:660px}
.prose p{color:var(--muted)}
.prose p strong{color:var(--text)}

.spec{list-style:none;margin:0;padding:0;border-top:1px solid var(--border)}
.spec li{display:grid;grid-template-columns:220px 1fr;gap:32px;padding:20px 0;border-bottom:1px solid var(--border)}
.spec__key{font-family:var(--font-ui);font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);padding-top:3px}
.spec__val{font-size:17px;color:var(--text)}
.spec__val strong{font-family:var(--font-head);font-size:19px;color:var(--brand-dark)}

.flow{list-style:none;margin:0;padding:0}
.flow li{display:grid;grid-template-columns:64px 1fr;gap:24px;padding:26px 0;border-bottom:1px solid var(--border)}
.flow li:first-child{border-top:1px solid var(--border)}
.flow__n{font-family:var(--font-head);font-weight:700;font-size:15px;color:var(--accent-dark);letter-spacing:.06em;padding-top:2px}
.flow h3{margin-bottom:8px}
.flow p{color:var(--muted);font-size:16px;margin:0}

.callout{border-left:3px solid var(--accent);padding:4px 0 4px 26px;margin:32px 0 0}
.callout p{font-family:var(--font-head);font-size:19px;line-height:1.6;color:var(--brand-dark);margin:0}

.faq{border-top:1px solid var(--border);margin-top:8px}
details{border-bottom:1px solid var(--border)}
summary{
  cursor:pointer;list-style:none;padding:22px 56px 22px 0;position:relative;
  font-family:var(--font-head);font-weight:700;font-size:17px;color:var(--brand-dark);
}
summary::-webkit-details-marker{display:none}
summary::after{
  content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);
  font-family:var(--font-ui);font-size:21px;color:var(--accent-dark);line-height:1;
}
details[open] summary::after{content:"\2013"}
.faq__body{padding:0 56px 24px 0;font-size:16px;color:var(--muted)}

.cta-band{background:var(--brand-deep);color:#fff;padding:64px 0}
.cta-band h2{color:#fff;margin-bottom:14px;max-width:600px}
.cta-band p{color:var(--on-deep);max-width:620px;margin:0}
.cta-band__actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}

.footer{background:var(--brand-deep);color:var(--on-deep);padding:56px 0 0;font-size:14.5px}
.footer__grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:40px;padding-bottom:36px}
.footer h4{color:#fff;font-family:var(--font-ui);font-size:11px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px}
.footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.footer a{color:var(--on-deep)}
.footer a:hover{color:#fff;text-decoration:none}
.footer__brand .logo__name{color:#fff}
.footer__brand p{margin:18px 0 0;font-size:13.5px;max-width:320px;line-height:1.65}

.footer__locations{border-top:1px solid rgba(255,255,255,.13);padding:28px 0 34px}
.footer__locations ul{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;max-width:660px}
.footer__locations li{display:flex;flex-direction:column;gap:2px}
.loc__country{font-family:var(--font-ui);font-size:10.5px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--accent)}
.loc__area{font-size:14px;color:var(--on-deep)}

.footer__bottom{border-top:1px solid rgba(255,255,255,.13);padding:22px 0;font-size:12px;line-height:1.7;color:rgba(255,255,255,.55)}
.footer__bottom p{margin:0 0 10px}
.footer__bottom p:last-child{margin:0}

.nav-toggle{display:none}
.nav__mobile-only{display:none}

@media (max-width:960px){
  .nav{display:none}
  .header__contact{display:none}
  .split{grid-template-columns:1fr;gap:26px}
  .split__aside{position:static}
  .spec li{grid-template-columns:1fr;gap:6px}
  .spec__key{padding-top:0}
  .footer__grid{grid-template-columns:1fr 1fr;gap:32px 24px}
  h1{font-size:33px}
  h2{font-size:25px}
}

@media (max-width:960px){
  .header__row{position:relative;gap:14px}

  .nav-toggle{
    display:inline-flex;flex-direction:column;align-items:center;justify-content:center;
    gap:5px;width:44px;height:44px;flex:0 0 44px;padding:0;
    border:1px solid var(--border);border-radius:2px;background:#fff;cursor:pointer;
  }
  .nav-toggle span{display:block;width:18px;height:2px;background:var(--brand-dark);transition:transform .2s ease,opacity .2s ease}
  .nav-toggle:hover{border-color:var(--brand)}
  .nav-toggle.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .nav-toggle.is-open span:nth-child(2){opacity:0}
  .nav-toggle.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

  .header__row > nav{position:absolute;top:100%;left:0;right:0;z-index:70}

  .nav{
    display:none;flex-direction:column;align-items:stretch;gap:0;
    background:#fff;border-top:1px solid var(--border);border-bottom:1px solid var(--border);
    box-shadow:0 14px 28px rgba(16,32,48,.10);padding:6px 0;
  }
  .nav.is-open{display:flex}
  .nav > li{border-bottom:1px solid var(--border)}
  .nav > li:last-child{border-bottom:0}
  .nav a{display:block;padding:15px 24px;border-bottom:0;font-size:12px}
  .nav a:hover{background:var(--bg-alt);border-bottom-color:transparent;color:var(--brand)}
  .nav__mobile-only{display:block}
  .nav__mobile-only a{color:var(--brand)}
}

@media (max-width:760px){
  .footer{padding:40px 0 0;font-size:14px}
  .footer__grid{gap:26px 20px;padding-bottom:28px}
  .footer__brand{grid-column:1 / -1}
  .footer__brand p{margin-top:14px;max-width:none}
  .footer h4{margin-bottom:10px}
  .footer ul{gap:7px}
  .footer__locations{padding:22px 0 26px}
  .footer__locations ul{grid-template-columns:1fr;gap:0;max-width:none}
  .footer__locations li{
    flex-direction:row;align-items:baseline;justify-content:space-between;gap:18px;
    padding:10px 0;border-bottom:1px solid rgba(255,255,255,.1);
  }
  .footer__locations li:last-child{border-bottom:0}
  .loc__area{text-align:right}
}

@media (max-width:600px){
  .util{display:none}
  body{font-size:16px}
  .section{padding:52px 0}
  .hero{padding:56px 0 46px}
  .hero__body{font-size:17px}
  .hero__actions .btn{width:100%}
  .flow li{grid-template-columns:44px 1fr;gap:16px}
  h1{font-size:28px}
}

@media (max-width:420px){
  .header__apply{padding:13px 18px;font-size:11.5px;letter-spacing:.06em}
}

.notice{background:var(--brand-dark);color:#fff;font-size:13px}
.notice__row{
  display:flex;align-items:center;justify-content:space-between;gap:18px;
  padding-top:9px;padding-bottom:9px;
}
.notice__text{margin:0;line-height:1.5;color:rgba(255,255,255,.86)}
.notice__text strong{color:#fff}
.notice__link{
  color:var(--accent);margin-left:8px;white-space:nowrap;
  border-bottom:1px solid rgba(201,162,39,.5);
}
.notice__link:hover{color:#fff;text-decoration:none}
.notice__close{
  flex:0 0 auto;background:none;border:0;padding:0 4px;
  color:rgba(255,255,255,.55);font-size:20px;line-height:1;cursor:pointer;
}
.notice__close:hover{color:#fff}

@media (max-width:640px){
  .notice{font-size:12px}
  .notice__row{gap:10px}
  .notice__link{display:block;margin:4px 0 0}
}

.partners{background:var(--brand-deep);color:#fff;padding:44px 0 46px}
.partners__eyebrow{
  font-family:var(--font-ui);font-size:10px;font-weight:700;
  letter-spacing:.18em;text-transform:uppercase;color:var(--accent);
  text-align:center;margin:0 0 26px;
}
.partners__grid{
  display:grid;grid-template-columns:1fr 1fr;
  max-width:720px;margin:0 auto;
}
.partners__item{
  display:flex;flex-direction:column;align-items:center;
  gap:12px;padding:4px 24px;
}
.partners__item + .partners__item{border-left:1px solid rgba(255,255,255,.16)}
.partners__logo{display:block;width:auto}
.partners__logo--mark{height:52px}
.partners__logo--word{height:34px}
.partners__name{
  font-family:var(--font-ui);font-size:10.5px;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;color:#fff;
  text-align:center;margin-top:2px;
}
.partners__role{font-size:12px;color:rgba(255,255,255,.62);text-align:center;margin-top:-6px}

a.partners__item{text-decoration:none;color:inherit}
a.partners__item:hover{text-decoration:none}
a.partners__item:hover .partners__name{color:var(--accent)}
a.partners__item:hover .partners__logo{opacity:.9}
a.partners__item:focus-visible{outline:2px solid var(--accent);outline-offset:6px}
.partners__name{transition:color .15s ease}
.partners__logo{transition:opacity .15s ease}

.footer__partners{font-size:12px;color:rgba(255,255,255,.5);margin:12px 0 0;line-height:1.6}

@media (max-width:600px){
  .partners{padding:32px 0 34px}
  .partners__grid{max-width:none}
  .partners__item{padding:4px 10px;gap:10px}
  .partners__logo--mark{height:40px}
  .partners__logo--word{height:26px}
  .partners__name{font-size:9px;letter-spacing:.1em;line-height:1.5}
  .partners__role{font-size:10.5px}
}